{"id":78475,"date":"2021-08-07T08:01:37","date_gmt":"2021-08-07T13:01:37","guid":{"rendered":"http:\/\/www.kateva.org\/sh\/?p=78475"},"modified":"2021-08-07T08:01:37","modified_gmt":"2021-08-07T13:01:37","slug":"buy-now-pay-later-retail-loans-who-pays","status":"publish","type":"post","link":"https:\/\/www.kateva.org\/sh\/?p=78475","title":{"rendered":"\u201cBuy Now, Pay Later\u201d retail loans &#8211; who pays?"},"content":{"rendered":"<p><a href=\"https:\/\/themarkup.org\/ask-the-markup\/2021\/07\/15\/are-buy-now-pay-later-retail-loans-a-rip-off\">Link<\/a>. &#8220;Klarna charges vendors \u201cup to\u201d 5.99 percent of each transaction.&#8221; It&#8217;s less of a scam overall than I&#8217;d have guessed. Basically everyone pays a few percent more to cover defaults of BNPL users.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Link. &#8220;Klarna charges vendors \u201cup to\u201d 5.99 percent of each transaction.&#8221; It&#8217;s less of a scam overall than I&#8217;d have guessed. Basically everyone pays a few percent more to cover defaults of BNPL users.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[32],"class_list":["post-78475","post","type-post","status-publish","format-standard","hentry","category-share","tag-pinboard"],"_links":{"self":[{"href":"https:\/\/www.kateva.org\/sh\/index.php?rest_route=\/wp\/v2\/posts\/78475","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kateva.org\/sh\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kateva.org\/sh\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kateva.org\/sh\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kateva.org\/sh\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=78475"}],"version-history":[{"count":1,"href":"https:\/\/www.kateva.org\/sh\/index.php?rest_route=\/wp\/v2\/posts\/78475\/revisions"}],"predecessor-version":[{"id":78476,"href":"https:\/\/www.kateva.org\/sh\/index.php?rest_route=\/wp\/v2\/posts\/78475\/revisions\/78476"}],"wp:attachment":[{"href":"https:\/\/www.kateva.org\/sh\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=78475"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kateva.org\/sh\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=78475"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kateva.org\/sh\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=78475"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}