{"id":86889,"date":"2023-11-22T08:01:47","date_gmt":"2023-11-22T14:01:47","guid":{"rendered":"http:\/\/www.kateva.org\/sh\/?p=86889"},"modified":"2023-11-22T08:01:47","modified_gmt":"2023-11-22T14:01:47","slug":"long-term-care-insurance-failure","status":"publish","type":"post","link":"https:\/\/www.kateva.org\/sh\/?p=86889","title":{"rendered":"Long-Term Care Insurance Failure."},"content":{"rendered":"<p><a href=\"https:\/\/www.nytimes.com\/2023\/11\/22\/health\/long-term-care-insurance.html\">Link<\/a>. \u201cInsurers counted on policy lapse rates \u2014 people giving up their policies or defaulting on payments \u2014 of about 4 percent annually. The actual lapse rate was closer to 1 percent.\u201d<\/p>\n<p>LTC needs to be a lot cheaper. Or just do a pandemic every five years.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Link. \u201cInsurers counted on policy lapse rates \u2014 people giving up their policies or defaulting on payments \u2014 of about 4 percent annually. The actual lapse rate was closer to 1 percent.\u201d LTC needs to be a lot cheaper. Or &hellip; <a href=\"https:\/\/www.kateva.org\/sh\/?p=86889\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[32],"class_list":["post-86889","post","type-post","status-publish","format-standard","hentry","category-share","tag-pinboard"],"_links":{"self":[{"href":"https:\/\/www.kateva.org\/sh\/index.php?rest_route=\/wp\/v2\/posts\/86889","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.kateva.org\/sh\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.kateva.org\/sh\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.kateva.org\/sh\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.kateva.org\/sh\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=86889"}],"version-history":[{"count":1,"href":"https:\/\/www.kateva.org\/sh\/index.php?rest_route=\/wp\/v2\/posts\/86889\/revisions"}],"predecessor-version":[{"id":86890,"href":"https:\/\/www.kateva.org\/sh\/index.php?rest_route=\/wp\/v2\/posts\/86889\/revisions\/86890"}],"wp:attachment":[{"href":"https:\/\/www.kateva.org\/sh\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=86889"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.kateva.org\/sh\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=86889"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.kateva.org\/sh\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=86889"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}