“… a doctor paid by United [Healthcare] concluded that denying payments for McNaughton’s treatment could put his health at risk, but the company buried his report and did not consider its findings…”

Link. It’s a long dense report — and murkier than the headline. A very sick patient responds to an essentially experimental therapy that is clearly outside the terms of the obscure contract Penn State signed with UHC. When sued UHC folded rather than risk a jury.